The first step in pursuing financial freedom is getting your financial house in order and the first room to tackle is debt. Oftentimes with debt, you get very unfavorable interest rates. Credit card companies charge so much that it’s virtually impossible to make more money anywhere else. I can’t remember a situation where the first …
Everyday we’re inundated with messages from the media about how to invest, how to save and what to do with our money. But is that advice best for your financial situation? Keep in mind, the media creates stories to get your attention so you’ll stay tuned through commercials or see ads online. All that glitters …
I think about Millennials all the time. I spend time reading and researching what they buy, how they spend and where they save. The reason to obsess over Millennial habits is to better understand the future direction of our economy here in the United States. Granted, the ability of Millennials to save and invest is …
Expecting parents walk into our office all the time consumed with the cost of raising their unborn child. They often ask how soon they can open up their college funding 529 account, and the best way to put money away each month. With each successive government report releasing data on total student loan indebtedness (now …
As we approach the holidays, this is the ideal time to reflect on your 2018 finances as well as create a focus for 2019. Reviewing how you performed financially this year can help you gain a greater understanding of what needs to happen for your finances in the year ahead. Cash flow This is the …
Millionaires aren’t just cheap people. They tend to be prudent with their money and make good, strategic long-term decisions that accumulate well over time. We understand the desire to have nice things and as advisors, we’re constantly bombarded by people asking can I afford this? But the real question is – what’s the long-term cost …
The holiday countdown is on, which means the pressure is on to get your holiday shopping done. Shopping means spending and most people go into the holidays without a spending plan. You think you’re being smart by looking for sales and bargains, but you spend far more than you should. However, the holidays don’t have …
People like to avoid talking about retirement. It’s a moment for many to become a real-life ostrich and bury their heads firmly in the sand. Why? They think retirement planning is a conversation that focuses on the end of your life, so they ignore it. However, it’s about how to best enjoy your life. To …
I always think about the market and the economy. For me, it’s fun to sit and ponder the future of our economic growth, the future of industry and what our country will look like in years to come. I can lose myself in futurist thinking like driverless cars, space travel and even the miniscule microscopic …
With all the money saving ideas floating around, I find that there are a few basic financial areas to address that most people forget about that can help maximize your dollars. This isn’t by any means a comprehensive list, but I would rather provide a list of key areas to consider – instead of a …
