THE Wealthier + Wiser Blog

4 Major retirement pitfalls to avoid

People like to avoid talking about retirement. It’s a moment for many to become a real-life ostrich and bury their heads firmly in the sand. Why? They think retirement planning is a conversation that focuses on the end of your life, so they ignore it. However, it’s about how to best enjoy your life. To …

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What is the gig economy anyway?

I always think about the market and the economy. For me, it’s fun to sit and ponder the future of our economic growth, the future of industry and what our country will look like in years to come. I can lose myself in futurist thinking like driverless cars, space travel and even the miniscule microscopic …

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4 Money tips you can’t afford to pass up

With all the money saving ideas floating around, I find that there are a few basic financial areas to address that most people forget about that can help maximize your dollars. This isn’t by any means a comprehensive list, but I would rather provide a list of key areas to consider – instead of a …

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Money: 4 rules of thumb

How much should I save for retirement? How much house can I afford? How much should I save for emergencies? These are important questions to consider for your financial future. Here’s a breakdown of the money rules of thumb that should help shape your financial plan. Retirement savings Rule of thumb: at least 10% of …

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When will we see driverless cars?

Sitting in the backseat of a small, bright, cherry red Chevy Cruz, I fought back the feelings of unease and nausea. The endless stream of rapid fire stopping mixed with sudden jolts of speed left my stomach sloshing around today’s lunch. I lost count of all the times lanes were switched mindlessly without prior thought …

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5 Steps to protect your money in a digital world

Cybercrime is on the rise. Criminals are going after financial institutions because that’s where all the money is. In 2017, breaches and fraud incidents, both online and offline, increased more than 130% year over year. Many experts believe there are only two types of financial institutions with regards to digital security – those that have …

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Financial advisor cuts cord, saves $68,000 in retirement

My weekend started like most other lazy family days – recovering from a busy work week. After breakfast and after the kids carefully loaded their dirty dishes into the washer, the young ones drifted over to the couch for a little Saturday morning TV. These days, Saturday morning cartoons are different than my experience. I …

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Retirement playbook: 5 step strategy

When you think about retirement planning, what comes to mind? Money? While that’s a legitimate concern, most people skip over the all-important first step. It has nothing to do with money and overlooking it could mean you’re not adequately preparing for your future. That first step is just one of five that will help get …

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How to get rich AND go broke

The Sound Financial House is built on a foundation of sensibly handled cash flows. “Sensibly” is a good word because a lot of it is common sense. For example, here is how you get rich: earn more money than you spend. Common sense! Unfortunately, though, it isn’t always easy to do what “common sense” dictates. …

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Is your Social Security income keeping up?

Social Security is a vital source of needed revenue to American retirees who spent an entire career paying into this government program. This monthly income helps millions of U.S. Households meet their expenses, pay for health care and support their families. Many lose sleep over the state of this vital government program. It is widely …

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