How to detect and avoid email scams?        

Everyone connected to the internet receives emails in some form and almost certainly has been sent an email considered fraud. 2.7 million emails are sent every second and about 60% of those are what IT security professionals would consider fraud. The most common type of fraud is called “Phishing”, a social act in which the …

Is there really such a thing as free trading?

If you ever see the word “FREE” emblazoned on a financial services advertisement, or you hear someone telling you that they don’t pay any costs in the financial services world, feel free to roll your eyes sarcastically. In fact, my preference is that when you see the word “FREE” in regard to anything in the …

2019 2nd Quarter market outlook


Listen as we discuss an unbiased view of the economic data and market points that cut through the noise and hype projected by the media; a retrospective of recent market performance; and the dynamics and opportunities ahead. Guest host: Joseph Taiber, Taiber Kosmala & Associates, LLC

Portfolio rebalancing: 3 reasons it’s important

Let’s be honest. Have you ever spent time looking at how all your investments are allocated (what your investments hold across your entire portfolio of holdings)? If you’re like most investors, you probably don’t give much thought to your mix of stocks versus bonds – but you should! Understanding your allocation is fundamental to understanding …

Tax loss harvesting: why bother?

When it comes to portfolios, some things stay the same no matter the generation of investor. At any age people hate losing money and love talking about their winning investments. I’ve practiced in the financial services industry for more than 20 years and I am amazed at how many stories I’ve heard about “the best …

2019 1st Quarter market outlook


Listen as we discuss an unbiased view of the economic data and market points that cut through the noise and hype projected by the media; a retrospective of recent market performance; and the dynamics and opportunities ahead. Guest hosts: Joseph Taiber, CFA, and Phillip Kosmala, CFA, of Taiber Kosmala & Associates, LLC

2018 4th Quarter Market Outlook

2018 4th Quarter Market Outlook – conflict free unbiased view on how we see economic fundamentals and the stock market coming together to drive our portfolio decisions. An inside look on how we do what we do for the fourth quarter of 2018.