New Year’s Resolutions

The champagne has bubbled, the ball has dropped, and New Year’s resolutions have been made. This year add finances to the list. New year, new financial goals. Make 2020 the year you proactively improve your finances. Here are five financial resolutions that will help you get on track to better money habits. Feeling charitable? Learn …

The SECURE Act. Ready or not, here it comes

It’s been a long time coming but Congress just passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act. President Trump signed the bill on Friday, December 20, 2019 as part of the government’s spending bill and it took effect January 1, 2020. So how will the SECURE Act effect your retirement savings? Below …

How to detect and avoid email scams?        

Everyone connected to the internet receives emails in some form and almost certainly has been sent an email considered fraud. 2.7 million emails are sent every second and about 60% of those are what IT security professionals would consider fraud. The most common type of fraud is called “Phishing”, a social act in which the …

How to prioritize your holiday spending

The holiday season has begun, and it’s time for gifting and giving. By creating a list for your budget, you can avoid getting wrapped up in holiday expenses. Being realistic around this time of the year is a great start for your finances. Prioritize how you are going to give back and how you want …

Securing your family’s financial future

There are so many factors that come into play when planning for your financial future as an individual. You may choose to join your life with someone else and possibly go on to grow your family. Creating and maintaining a financial plan with loved ones in mind can be quite intricate and involved. As a …

Staying proactive with your finances

Does thinking about finances overwhelm you? Is it hard to find quality advice amidst all the noise modern life has? The pressure from knowing when to upgrade your iPhone and when to dine in rather than out, all impacts the stress an individual may feel. Social media also plays a role in society’s finances. The …

Life insurance: Do you need it?  

The choices in life insurance policies can be confusing. Life insurance needs vary depending on your situation and it can be hard to know exactly where to start. The real question is do you need life insurance? According to the 2019 Insurance Barometer Study (Life Happens/LIMRA), 40% of those without insurance coverage would have immediate …

Boost your retirement savings

When it comes to saving for retirement, maxing out your 401(k) and/or Individual Retirement Account (IRA) is just the beginning. Here are four scenarios in which you may be able to give your savings an extra boost. 1. Your spouse doesn’t work So long as you have earned income, your nonworking spouse can maintain a …