How to detect and avoid email scams?        

Everyone connected to the internet receives emails in some form and almost certainly has been sent an email considered fraud. 2.7 million emails are sent every second and about 60% of those are what IT security professionals would consider fraud. The most common type of fraud is called “Phishing”, a social act in which the …

Life insurance: Do you need it?  

The choices in life insurance policies can be confusing. Life insurance needs vary depending on your situation and it can be hard to know exactly where to start. The real question is do you need life insurance? According to the 2019 Insurance Barometer Study (Life Happens/LIMRA), 40% of those without insurance coverage would have immediate …

2019 2nd Quarter market outlook


Listen as we discuss an unbiased view of the economic data and market points that cut through the noise and hype projected by the media; a retrospective of recent market performance; and the dynamics and opportunities ahead. Guest host: Joseph Taiber, Taiber Kosmala & Associates, LLC

2019 1st Quarter market outlook


Listen as we discuss an unbiased view of the economic data and market points that cut through the noise and hype projected by the media; a retrospective of recent market performance; and the dynamics and opportunities ahead. Guest hosts: Joseph Taiber, CFA, and Phillip Kosmala, CFA, of Taiber Kosmala & Associates, LLC

The rules to remember for your money

The rules of thumb for financial planning are helpful because they create easy to remember strategies for difficult financial concepts. The problem that is these rules of thumbs can be misinterpreted, misused, or misunderstood. Let’s break down the crucial rules of thumb and discuss the best way to apply them to your life to create …

Ways to gain money with porfolio losses

When it comes to investing, you want to gain money so naturally you hate when your portfolio loses any money. It is a bummer when it does. It is important to pay attention during an investment year to not ignore any incurring losses. By watching your investments, you can get tax benefits even if it …

The data behind the 2016 election

Currently, we are looking at one of the most unique elections. Now a days we tend of get caught in the media hype that reaches epic proportions for 2016 elections. It almost seems like every minor or major media outlet starts their news off with the theme targeting the appearance of Trump, discussing the tweets …

IRS guides for in-house conversions of Roth 401k

New Roth IRA conversion rules create an interesting planning opportunity for certain investors who may want to consider taking advantage of this unique planning event. This article goes over the high points and these new changes as well as considerations you should have prior to making this selection for your own retirement plan. Read more …