Fourth quarter market commentary – Candyland

The last quarter of 2021 yielded mostly positive returns for equities and flat returns for fixed income securities. The S&P 500 gained 11.0% while the Bloomberg U.S. Aggregate Bond Index was flat. Markets were helped by delightful amounts of fiscal spending that contributed to an almost $1.2 trillion expansion in the U.S. public debt in …

Coming to grips with persistent inflation

Following its best month of the year in October, the S&P 500 Index cooled off in November, falling 0.7%. The shift in performance was concentrated at the end of the month. The index fell 2.6% from November 24 to November 30 as news of the Omicron COVID variant swept the globe1. Even though the World …

Fourth quarter market outlook

Markets delivered bland returns during the third quarter—a welcome development considering the stellar returns achieved earlier in the year. Here’s where we stand. U.S. stocks, as proxied by the S&P 500, gained 0.6% while U.S. bonds, proxied by the Bloomberg U.S. Aggregate Bond Index, were nearly flat at 0.1%. Commodities were the top-performing asset class, …

Underinsured and overexposed – Has your home and auto insurance kept pace with the economy?

When it comes to planning for your future, ensuring you have the proper home and auto insurance coverage on your residential real estate assets remains critical to your long term success. Frequently, we see clients seeking discounted insurance to lower their premium cost, neglecting the bigger picture. The bigger picture – 1) adequately insure your …

Capital market outlook third quarter update

With nearly 40 record highs posted by the S&P 500 this year, it’s hard to find a large group of analysts or investors who are feeling anything other than worried and fearful of what that means for market performance for the rest of the year and beyond. Welcome to the stock market of 2021! The …

Gig Economy may leave you underinsured

With the rise of the COVID-19 pandemic home deliveries exploded. Companies like DoorDash, UberEats and Instacart experienced exponential increases in orders as the in-person U.S. economy shut down. As home delivery orders rapidly increased, the number of drivers for these companies multiplied to meet demand. Meanwhile during the shutdown, millions of jobs were lost leaving …