Helping you better understand your money so you can reach your goals

What matters in investing: returns you can eat – enjoyably

Steak? Salad? Low fat? Low carb? Everyone has their own dietary preferences and beliefs. They enjoy what they enjoy and believe what they believe (no matter how wrong some of them may be!) Investors also have individual preferences. Gamblers love the thrill of investing. They do not enjoy a disciplined, programmatic investment strategy. They ...
Keep Reading

Prime Now test – ready for grocery delivery?

Amazon purchased Whole Foods for $13.7 billion in 2017. Since the purchase, changes at Whole Foods have reshaped the shopping experience once enjoyed by many at this largely organic, high-quality grocery store chain. Price cuts in the range of 50% on commonly purchased items like avocados, eggs, fish and fruit ...
Keep Reading

Inflation and earning power

Quite often, many people get motivated to plan for retirement too late. They walk into our office a few years before retirement as the first real deep dive towards figuring out how they can retirement. Those who are engineers come in with homemade spreadsheets to project their financial future. Successful ...
Keep Reading

What matters in investing: returns you can eat

When you’re hungry, the only thing you really care about is what you can eat. Investing is like eating in that there is only one thing to care about – "returns you can eat." Let me explain. You may have heard of this quote from Robert Kiyosaki, “it is not ...
Keep Reading

Credit score: .25% could cost you thousands

Many people don’t understand the value of a good credit score. It’s more than the prestige of having a high number. It’s your ability to get a car loan, an established credit card and borrow when you’re ready to buy a home. As a consumer and an investor, you want ...
Keep Reading

Real estate investing for income

It’s not uncommon for clients at or near retirement to own several pieces of either commercial or residential real estate that are being rented out for income to help create a nice return for their total investment portfolios. The question is – what is right and best to create income ...
Keep Reading